Era Life Care caregiver talking with a client at home

Paying for home care, made clearer

A lot of families in Southern California aren't ready for what non-medical home care costs. We'll walk you through your options and point you to resources that may help.

The cost question

What home care costs, and who pays for it.

If your parent doesn't have long-term care insurance or veteran benefits, you'll most likely be paying privately. We can talk you through options that may help with some or all of the cost.

If money is tight, ask us about community and government programs. Some offer low-cost or free services to people who qualify, and we can help you find them.

For a closer look at pricing, read how much in-home care costs. If a work injury is the reason care is needed, see workers' compensation home care. You can also browse all of our home care services.

Era Life Care caregiver sharing a happy moment with a clientSmiling older man holding hands with his caregiverCaregiver serving a meal to a smiling older woman

Your options

Ways families pay for home care

Most families use one of these options, or a combination. We'll help you sort out what applies to you.

Era Life Care caregiver serving breakfast and coffee to a client

Option 1

Private pay

Paying out of pocket is the most common route. We'll set a schedule around your loved one's needs and your budget, from a few hours a week to more.

Caregiver gently holding an older adult's hands

Option 2

Long-term care insurance

If your loved one has a long-term care insurance policy, it may help cover some or all of the cost of in-home care. Our team can help you understand how to use it.

Caregiver checking in on an older woman resting at home

Option 3

Veteran benefits

Veterans may have benefits that help pay for care at home. Ask us, and we'll help point you toward the right resources.

Caregiver tucking a blanket around a client

Option 4

Community and government programs

Some community and government organizations offer low-cost or free help. Our staff can tell you where to look and what to ask.

FAQ

Questions about paying for care

Not sure where to start? Call us at (626) 800-4175. We answer 24/7.

Caregiver serving coffee to an older couple in their kitchen

How much will home care cost?

It depends on the type of care and the number of hours your loved one needs. After a free in-home assessment, we'll build a care plan and walk you through it so you know what to expect.

Can you help me use long-term care insurance?

Yes. We can go over your policy with you and explain how it may apply to in-home care.

My parent is a veteran. Could that help?

Veteran benefits may help cover some of the cost of care at home. Mention it during your assessment and we'll help you look into it.

Are there low-cost or free options?

Some community and government organizations offer low-cost or free services to people who qualify. We can help connect you with them.

What's the first step?

Book a free, no-obligation in-home assessment. We'll listen first, then recommend a plan and talk through payment options together.

Recognized for quality care

Era Life Care is a Best of Home Care® Provider of Choice and Employer of Choice.

Come home to good care

Book a free, no-obligation visit. We'll listen first, then build a plan around your loved one.

Smiling Era Life Care caregiver